15 High Paying Online Jobs from Home Without an Investment

Looking for a online job from home without investment? Check out these 14 legitimate ways to make money online.

Online Jobs from Home Without Investment

Are you looking for an online job without investment and registration fees? Good News, I have uncovered a complete list that you may have never considered.

Working from Home is such an ideal situation, especially for moms like me who want to stay home and raise their kids and still bring in an income.

Majority of people looking for a job online want to make money, not spend it. There are many jobs online that require start-up costs or some fee or paid course.

What do you do when you don’t have the money to start making it?

The saying, you must have money to make money is not always true. Today I will show you all the ways you can work from home without an investment.

Some of these free online jobs require previous experience, but many don’t so make sure you read through the entire list and hopefully find something that will work for you.

This list also has ways to earn money online without investment for students.

If you want to learn how to earn money without investment through mobile click here.

I make money online as a blogger, but I’ll discuss that a little later because it does require some start-up costs.

Make sure to join our mailing list to stay updated on all the different avenues to make money from home.

Are you on Instagram? Follow me to stay tuned to my journey of quitting my high paying corporate job to stay home with my kids, starting a blog and trying to keep my sanity in check!

This post contains affiliate links, which means I may receive a small commission, at no cost to you, if you make a purchase through a link.

Here are 15+ Online Jobs Without Investment You Can Start Today


Looking for a online job from home without investment? Check out these 14 legitimate ways to make money online.

Freelance jobs are the best. You deliver a service for a fee with the ability to work where and when you want with unlimited earning potential!

I have found many freelance projects on Upwork. I sift through the available work options to see which project suits me the best.

I only apply to the jobs I KNOW I can do well because after the project is over its important that I get a good review so I can continue to get more jobs.

I suggest the following when applying to jobs on Upwork:

  • Focus on the projects with only 5-10 proposals or less submitted (less competition)
  • Check that the client has the “blue verified payment check” before applying
  • When you see a job that fits you, apply for it immediately!
  • If you live in the U.S., make sure to check “U.S. Only.”
  • If you are pitching your first job, try to offer your services for free for one week to ease the client’s mind since you have no references or reviews. If the client likes you move on with the “paid service” the following week. That’s how I won my first job, and the client still paid me for my first week.

Related: If you want to be a Freelancer, this is a MUST read about taxes

Here are the top most common Online Freelance Jobs:

1. Freelance Writer

Do you have a passion for writing? Bloggers and companies are always looking for writers. Starting out you can make anywhere from $25-$100 per article.

If you’re interested in becoming a writer, take this free workshop to see how Holly built her Freelance Writing Income to Over $200K.

2. Social Media Manager

Are you active on Social Media and would like to post on behalf of other businesses? It’s important to be knowledgeable about the different Social Media platforms with great organizational and communication skills.

Depending on how many clients you have you could make $1,000-$10,000 a month.

You can see how to become a Social Media Manager here.

3. Virtual Assistant

If you are task-oriented and have skills in the areas of social media management, ghostwriting, editing, graphic design, tutoring, researching, writing, photoshop editing, administrative duties, video editing, copywriting, or data entry, this may be an excellent choice for you.

For 150+ Virtual Assistant services, click here.

You can make $25-$100 an hour as a Virtual Assistant.

Find out How to Become a Virtual Assistant here.

4. Proofreader

You’ll need to know proper grammar, punctuation, and spelling, and be able to point out any formatting errors you come across. This also requires attention to detail.

If you’re interested in learning more about proofreading, enroll in this highly recommended FREE intro course.

5. Graphic Designer

If you have an eye for design and have experience in Adobe Creative Suite/Adobe Creative Cloud – including InDesign, Illustrator, or Photoshop, there is a profitable market out there for you.

Use freelance websites like UpWork to find clients, design logos for companies at 99designs, crowdspring, designcrowd (very high competition), or host a class on Skillshare.

Promote your services to your social network and create a website showcasing your services and work.

You can charge $25-$300 per hour, depending on your experience.

6. Transcribe

Transcriptionists listen to audio files and record (type) what they hear. You’ll want to have good typing and grammar skills for this job.  Consider a career in Transcription with this Free Mini-Course.

You can make $7-$21 per hour with the companies hiring here or more if you build your own business.

7. Sign up for Research Studies – Up to $400 per study

You can make quick easy money by participating in research studies. Below are the best-paid companies to sign up for

  • Respondent – $50-$400
  • User Interviews – $20-$400
  • Vindale Research – $10-$50 per day if you apply to multiple (you’ll have more opportunities for this one) participants are on a first-come, first served basis so be quick to apply if you see a good one.

8. Get Paid Taking Surveys ($100 a month or more)

This may not be the most exciting job, but it is one of the quickest and easiest ways to make money online. To make a lot of money with surveys, you’ll need to join many survey sites.

Before you start applying I highly recommend opening a new email account to direct all surveys to that account because you’ll be inundated with daily survey emails.

I recommend applying to the following survey sites, and you’ll receive a $5 sign-up bonus with most of these using my links here:

9. Online Tutor

Looking for a online job from home without investment? Check out these 14 legitimate ways to make money online.

If you like to help others learn and do well in a certain subject, you should consider being a tutor.

Thanks to the advancements in technology you can tutor online and make money from anywhere.

Check out the top 6 companies hiring that I recommend, making up to $60 per hour here.

10. Teach English as a Second Language

You can make $2,000 a month from home for just 3 hours a day teaching children in China learn English as a second language for VIPKID.

The typical pay ranges from $14-$22 per hour for children 4-12 years old.

You can see how Brittney Sutton does it and she’ll even coach you for the interview if you use her referral link, check it out here. This position requires a college degree and previous experience working with children.

11. Customer Service

It is a growing trend to hire customer service reps remotely. The pay ranges from $9-$21 an hour per Glassdoor.com with a rating of 3/5 star rating or higher for the companies listed below:

I also highly suggest checking out Indeed and UpWork for additional remote customer service positions.

12. Search Engine/Social Media Evaluator

Looking for a online job from home without investment? Check out these 14 legitimate ways to make money online.

Help Google clean up their mess by becoming a Search Engine/Social Media Evaluator. In this job, you will rate social media ads, and search engines results for relevancy.

The hours are VERY flexible with this part-time job. You can make $12.50 – $14 per hour; this varies by the company so see the only two companies I recommend here.

13. Online Moderators

Manage forums and social media pages for companies. The Social Element is one of the only companies I could find that offered decent pay and a flexible schedule, but they prefer experienced moderators.

You can either start at LiveWorld which does not require previous experience ($8 per hour), or you can take the Moderation Gateway training the Social Element recommends.

According to Glassdoor, The Social Element has a pay range of $14-$17 per hour with a 4/5 star rating.

14. Get Paid to Test Apps and Websites

Companies need feedback on the user experience of their websites and they’ll pay you to get it. This is one of the easiest ways and quickest to make money online.

Here is a reputable list of companies to work with that will give you $10 per test and they take around 15-20 minutes

15. Get paid by taking pictures from your phone

Looking for a online job from home without investment? Check out these 14 legitimate ways to make money online.

Two awesome apps allow you to get paid by merely taking quality pictures and videos from your smartphone, Foap, and EyeEm.

You do not have to be a professional photographer, but it would be good to check out this article on how to take quality photos from your smartphone.

Companies will tell you what kind of photo or video they are looking for and if your photo is selected you could win hundreds of dollars!

Related: 16 of the Highest Paying Apps to Make Money

16. Mystery Shopping

I recently had a GREAT experience as a secret shopper with BestMark at a restaurant with my family where I had to rate the food, staff, and cleanliness of the restaurant for $35. The requirement was that I had to order two coffees, two entrees, and Pie! I’m like, okay :-).

I did the survey on my phone while I was there so I wouldn’t forget anything. I took a picture of my receipt, and they reimbursed me!

BestMark also has many opportunities for oil changes, car repairs, and phone and web-only.

You can sign up here and see what opportunities are available in your area. I’d love it if you used my referral code as the person who recommended you, it’s IN35543.

The next two opportunities do involve start-up costs, but I wanted to include these for something to consider in the future.


I make my living from blogging so, of course, I’m going to recommend this. I created my website and paid for my hosting for a total of $84. It’s not expensive to start, but it does take a lot of time and effort.

You can see how I started my blog and make money here. You can’t beat the flexibility, and there is no limit to how much you can earn. The sky is not the limit.

Virtual Bookkeeper

Bookkeepers record financial transactions and you can get started without a degree or previous experience with Ben’s Bookkeeper Launch course.

The course teaches you EVERYTHING you need to know and how to start making $80 per hour. The course is quite pricey ($2,000 but they do offer payment plans), but it’s a lot cheaper than college.

Check out his FREE video series to see if the course is right for you and if not…move on. I interviewed two moms who took this course and are now successful bookkeepers here.

Bonus Tips

I love to give people this advice because it is some of the best information I received and it’s how I get free money.

If you get a credit card with rewards and pay the statement balance in full each month, you can get free money.

My husband and I put everything on our one credit card because the more you spend, the more cash back rewards you receive.

We use the Chase Freedom Credit Card, and If you decide to go with Chase (they offer a great cash back plan), you’ll get $150 JUST by signing up with my link here.

You have to spend money on food, clothes, gas, etc. so why not get a percentage of that money back?

I spent over $500 of my cash back rewards on Christmas last year, and now I’m up to $654.

ways to save when money is tight

Healthy Wage

Another neat way to make money is to bet on yourself. If you want to lose weight and you’re serious about it then put some money on the line.

Here’s How it Works:

  • Start with the HealthyWage Prize Calculator. Enter how much weight you want to lose, how long you’ll take to lose it, and how much you want to bet a month for that period of time.
  • The calculator determines your prize amount, up to $10,000. You can play around with the calculator until you get your desired prize amount.
  • Sign up and agree to pay the monthly amount for the duration of the challenge.
  • Achieve your weight-loss goal, and win your prize! If you don’t hit your goal, your money goes to support HealthyWage, including prizes for others who achieve their goals.

I recently read an article about how this woman won $4,000 with HealthyWage, so this is definitely something to consider.

Ready to get started? Enter your information in the HealthyWage Prize Calculator to find out how much you can win!

Final Thoughts

I hope this list gave you some insight on how to make money online without investment.

If you liked this content make sure to subscribe to our mailing list for more information like this.

Is there a Free Online Job Not listed? Let us know in the comment section!

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Looking for a online job from home without investment? Check out these 14 legitimate ways to make money online.

15 High Paying Online Jobs From Home Without Investment



Max is the founder of Tried and True Mom Jobs, a blog about legitimate ways to work from home, save and invest. She only writes about things that work. Hence the name “Tried and True”. She does the research, so you don't have to.

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