16 of the Best Highest Paying Apps That Pay You Money in 2020

woman on her phone looking for the highest paying apps

Are you looking for ways to make some extra money?

If you have a smartphone, we have some great tips for you to take advantage of some of the best apps to make money in 2020 that can get you started!

This list contains apps that pay you money, help you save, and even invest for you.

The research has been done for you, the only thing left for you to do is decide which of the 16 choices will work for you. The apps listed have a 4 out of 5-star rating or higher.

We recommend bookmarking this page or pinning it because there’s a wealth of information that you’ll want to hang on to.

If you are also looking for ways to additional ways to make money from home check out our most popular article, 30 real ways to make money from home part-time.

We uncovered the best apps to make money that you may have never heard of with really great earning potential.

This post contains affiliate links, which means I may receive a small commission, at no cost to you, if you make a purchase through a link.

Highest Paying Apps

I love using the highest paying apps to make some extra money using my smartphone. Here are some of the best apps to download and start using!

1. Ebates

Ebates is one of my favorite money-earning apps because you get cash back for things you’re going to buy anyway, as long as you do it through their app. How? Stores pay Ebates a commission for sending customers to their store. Ebates splits that commission with you, so you both win.

I’ve made over $500 from shopping online through Ebates and referring friends.

screenshot of earnings from the highest paying apps

When I know I want to purchase something and I don’t need it right away, I buy it online (if shipping is free) to take advantage of my Ebates perks.

I have a nice check of $265 on the way! This android app that pays you money is also available on iOS.


2. Dosh

Dosh is also a cashback app, but it’s more of a passive form of income, my favorite kind of income! Set it up, forget about it, and get paid!

The Dosh cash back app lets you link your credit and debit cards to automatically get cash back when you shop, eat, travel, and more at participating local and national merchants.

I forgot I had this app, and I was out to dinner with my husband for our anniversary and received this email after we paid below

screenshot of earnings from Dosh

and this keeps happening when I use my credit card at participating merchants!

Downloading this app is a no-brainer. You get a nice little kickback for something you were paying for anyway.

And if you book your hotel through the Dosh App, you get $25 cashback on your first hotel booking on top of the cashback you will earn for the hotel booking itself.

Available for IOS and Android


3. Ibotta

Ibotta is another app that allows you to get cash back for items you buy anyway. I LOVE this app.

Here’s How It Works:

  • Download the Ibotta App and before you shop, add offers on products you normally purchase anyway.
  • Buy the products you selected at any participating store. Don’t forget your receipt!
  • Redeem your offers by taking a photo of your receipt. Ibotta will match the items you bought to the offers you selected and give you the cash!

Your cashback will be deposited into your Ibotta account within 48 hours.

I’ve made $105.53 so far from a combination of shopping and referring friends. If you tell your friends to sign up they get $10 and you get $5!

screenshot of earnings from Ibotta


4. HealthyWage

picture of a woman's shoes

HealthyWage is a company supported by the Government to incentivize people to lose weight by putting their own money at risk with the potential to earn up to $10,000! It’s the ultimate losing weight challenge.

Here’s How it Works:

  • Start with the HealthyWage Prize Calculator. Enter how much weight you want to lose, how long you’ll take to lose it, and how much you want to bet a month for that period of time.
  • The calculator determines your prize amount, up to $10,000. You can play around with the calculator until you get your desired prize amount.
  • Sign up for HealthyWage and agree to pay the monthly amount for the duration of the challenge.
  • Achieve your weight-loss goal, and win your prize! If you don’t hit your goal, your money goes to support HealthyWage, including prizes for others who achieve their goals.

Click here to See How Much Money You Can Make

See how Jaclyn won $5,294.12 and Anastasia won $10,000 losing weight here.


5. StepBet

StepBet is similar to HealthyWage but it bets against your steps.

You bet on yourself to meet your step goals and if you don’t meet your goals, then you’ll lose the money. If you DO meet your goals, you’ll always get your money back and make some more.

Here’s How it works:

  • Select a game to get your step goals, then bet into the pot to join (you’ll be grouped in with others trying to make their goals).
  • Reach your personalized step goals for each week of the game
  • Make your goals for the whole game and split the pot! Get back your bet plus a profit

How does StepBet get paid? StepBet retains 15% of the gross pot to pay Referees, transaction fees, game hosts, and administrative support.

The amount you bet can vary from game to game, but most are $40.

Available for IOS and Android


6. Trim

Want to negotiate your Comcast bill for a lower price, lower your car insurance, and find additional ways to save money? Let Trim do it for FREE! Trim acts as your Personal Finance Assistant.

Link your bank to the Trim app and they will analyze your spending and work to save you money in every area. You could easily save $100 or more.

Click here to download Trim and start saving


7. Get Paid for Giving Your Opinion with these Survey Apps ($100 a month or more)

woman on her phone searching for the best survey apps of 2020

Swagbucks and Inbox Dollars are apps I recommend downloading, but the more survey sites you sign up for, the more money you’ll make.

I definitely recommend signing up for Survey Junkie and PrizeRebel. These aren’t apps, but they can still be done on your smartphone.

Bonus: Get a $5 Sign up bonus with Swag Bucks if you click the link above.


8. Conversationally App

Do you have an Alexa or Google Home Voice Assistant? Did you know you could make up to $100 per month using it like you normally do with Conversationally?
I’m doing it and it’s seriously some of the easiest money I’ve ever made. I go in more detail on how voice assistants work here.

9. Start Investing (In Change!)

Acorns is a neat way to start micro-investing. It rounds up your purchases to the nearest dollar and invests the difference on your behalf.

You can link as many credit or debit cards as you like and put your “change” to work for you in a low-cost ETF. The service costs $1 a month, BUT for College students it’s FREE!

Acorns monitor your bank account and automatically invests the change from your daily purchases. For example, if you buy a coffee for $1.75, Acorns will round up to $2.00 and automatically invest $.25 in “smart portfolios”.

I made $60 so quick without even noticing. There are no fees associated with withdrawing, just keep in mind that it may be more of a tax implication for the following year.

Bonus: Sign up with my link for acorns and get $5 to invest and they will also plant an oak tree to help the world around us grow.


10. Instacart

Make $100 a day or more by grocery shopping for others using the Instacart app. I did a full review of this paying app and you can check out how to make $100 here or just sign up for Instacart here.

This is definitely something to consider if you want some quick, easy money.

Available for IOS and Android


11. Decluttr

Declutter allows you to sell your old electronics like CDs, DVDs, games, phones, and tablets.

Here’s How it Works:

  • Submit your electronics and receive a FREE instant valuation for everything you want to sell
  • If you accept the valuation, ship it for free! They will send a Welcome Pack containing your free shipping label by email or regular mail (it’s up to you) shortly after you complete your order.
  • A few days later, your items will arrive at their warehouse. Their team will check the item(s) over, and you’ll get paid the day after by Direct Deposit, PayPal or Check!

Click Here to Check out Decluttr and Start Earning


12. Foap App

woman taking quality pictures from her smartphone

Get paid by simply taking quality pictures and videos from your smartphone.

You do not have to be a professional photographer, but it would be good to check this article on taking better photos with your phone.

Companies are willing to pay big bucks for images and videos, think about the quality that you expect when you’re looking at pics, and it will immediately raise the bar.

The Foap App has something called Missions where companies will tell you what kind of photo or video they are looking for and if you decide to take on that “Mission” and your photo/video is selected, you could win hundreds of dollars!

Simply follow the Mission brief and upload one or multiple videos or pictures that reflect what kind of imagery the company is after.

Available for iOS and Android.


13. EyeEm

EyeEm is another legit paying app very similar to Foap. A photo can sell again and again to multiple clients, and you’ll earn money every time.

Michael from PetaPixel wrote a great article about stock photos on how he made $1,254.93 in four months and offered some great photography tips.

Available for iOS and Android


14. Upwork

I use this legit paying app to find freelance opportunities and its helped me make a nice side income.

There are so many types of freelance opportunities you’ll want to check them out here on Upwork.

I recommend only applying to the jobs that have 5-10 proposals already submitted (low competition increases your chances to win the job) and make sure they have a blue check that says verified payment to prevent scams. When you see something you’re interested in, apply for it immediately.


15. Raise

person on their laptop looking for discounted giftcards

When I first heard about Raise, I thought, what a great idea. Many people receive gift cards as gifts but it puts them in a box to only spend money at that particular store.

Raise has taken advantage of this and created a marketplace for people who want to sell their gift cards at a discount to people who want to save some money.

For example, if I’m going to shop at Target and I want to give myself a spending limit of $100, I’ll first check Raise to see if I can purchase a $100 gift card at a discount.

It makes sense to check this Raise app before you make any big purchases to save.


16. Get Rewarded for Paying Your Bills on Time

If you get a credit card with rewards and pay the statement balance in full each month, you can get FREE money.

You have to spend money on food, clothes, gas, etc. so why not get a percentage of that money back if you can ON TOP of the cashback you’ll receive from the apps mentioned above.

My husband and I put everything on our one Chase Freedom credit card because the more you spend, the more cashback rewards you receive.

I spent over $500 of my cashback rewards on Christmas last year, and now I’m back up to $654. This is not necessarily an app, but I do use the Chase app to track my transactions and rewards.
screenshot of cashback rewards from chase freedom

If you sign up for the Chase Freedom Credit card you get a $150 bonus if you spend $500 within the first 3 months. That should be easy to do if you use it on everything like us.16.


17. Seated

So, here’s the thing, when I became a stay-at-home mom we’ve had to cut costs on going out to eat. I need every incentive to go out to eat and thanks to Seated, I get paid when I eat out, if I make a reservation through their app.

The payment is in gift cards and you can typically make $10 to $50 each time you book a reservation. I know someone who eats out a lot and made $200 in one month using this app.

Here’s how it works:

  • Book an available reservation on the seated app and choose your preferred reward (Lyft, Amazon, or Starbucks gift card)
  • Dine out and upload a photo of your receipt to verify what you’ve spent
  • Your selected reward code will be delivered digitally in the app within 24 hours of each successful reservation.

Restaurants are always looking for ways to get new loyal customers, that’s why they are willing to give $10-$50 in hopes they become a loyal customer. The Seated app is such a great idea.


Which High Paying Apps Do You Use?

If you’ve found at least one of these apps that pay you worth trying, I’d love to hear how it has worked for you; so please let me know.

If you found this content helpful, please be sure to subscribe to our mailing list as we continue to find legitimate ways to make money from home and save.

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Is there a high paying app not listed? Let us know in the comment section!

16 of the highest paying apps you need to download today

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