How to Save $10,000 with the 52-Week Money Challenge

52 Week Money Challenge to $10,000

Do you want to save for a vacation, emergency fund, down payment on a house or something else? Today, I’m going to show you how you can save $10,000 in only 52-weeks in this ultimate Money Saving Challenge.

There are many different versions of the 52-Week Money Challenge but I want to do one that’s really a challenge and even more rewarding, and that’s to save $10,000.

The good news is that anyone can do this, I have a list of ways below to make quick easy money to put toward your goal if you cannot do this from your current income.

Money Saving Challenges are great. It keeps you accountable and it’s fun to see your money accumulate as you work toward your goal.

It also gets you into a good habit of regularly saving money.

Saving money can be a challenge, especially for those who don’t know how to do it or where to start, and when things are unclear or difficult, well, then you just don’t do it.

I hope to simplify this for you today.

Let’s first get the obvious out of the way. If you are trying to save money you will need to work on spending less. Here are three short articles worth reading to help you save more money:

Implementing these strategies will really help in your everyday spending and you can put the money you save toward your goal.

This post contains affiliate links, which means I may receive a small commission, at no cost to you, if you make a purchase through a link.

The 52-Week Money Challenge

The 52-Week Money Challenge to $10,000 is a bit aggressive but completely doable. You start off saving $125 the first week, $150 the second, $175 the third and $300 in the fourth week.  It gets even more aggressive the very last week but you’re at the home stretch, you can do it!

Don’t be intimidated by the amount you’ll need to save each week, you can change it up to whatever works best for you and make it up with the money making options below.

52-Week Money Challenge Printable

The Ultimate Money Saving Challenge that anyone can do. Save $10,000 in 52 Weeks. Download the Money Saving Chart and start the challenge today!

You can download the printable version of the 52 -Week Money Challenge pdf here or download the 52 Week Money Challenge template here.

Here is a List of Different Ways to Make Money to Help Reach your Goal:

Sign up for Research Studies – Up to $400 per study

Participate in research studies and make some good money for only an hour or more. Below are the best companies to sign up for:

  • Respondent – $50-$400 per study
  • User Interviews – $20-$400 per study
  • Vindale Research – $10-$50 per day if you apply to multiple (you’ll have more opportunities for this one) participants are on a first-come, first served basis so be quick to apply if you see a good one.

Get Paid to Test Apps and Websites

Companies need feedback on the user experience of their websites and apps and they’ll pay you to get it. The companies listed below will give you $10 per test and they only take around 15-20 minutes

Use A Cash Back Credit Card

I know many preach against using credit cards but if you’re smart about it you can really use this to your advantage and make some good money that you can put toward your savings goal.

We use our Chase Freedom credit card on everything because the more money you spend the more cash back you receive.

Please note: We pay our monthly statement off in full each month, that’s the only way this works. Please don’t spend money if you can’t afford it.

We are currently at $654.15 this year. If you sign up with my link here you’ll get $150 just for signing up.

ways to save when money is tight

You can put the $150 + however much you’ll have in cash back rewards toward your savings goal.

Here are some additional articles that show you how to make extra money:

Now that you know How Much You Need to Save and How to Make More Money, Here is How you Should get Started with this Money Saving Challenge:

Open a Free, High-yield Savings Account

Instead of putting your money in your current bank’s savings account (earning a whopping 0.06% interest rate) and exposing it to temptation, open a free high-yield savings account with a good interest rate.

CIT Bank’s high-yield savings account offers a competitive 2.25 percent return, which is one of the best interest rates out there for a savings account. There are no monthly fees, and you can access your funds at any time.

To open an account, you’ll only need $100. Start saving and making money on interest!

Automate Your Savings

Money Saving Challenges can be fun and motivating in the beginning but over time that enthusiasm fades and “life” can get in the way and you may forget or not want to transfer your funds to your savings account (I get it).

Add a savings account at your workplace and have your funds directly deposited into your savings before you even see it or get Rize.

Rize can automate your savings so you never have to think about it. Just set a savings goal and a date, and Rize will do the rest. I do this because its FREE and it makes saving simple.

Don’t worry if your checking account dips below a certain limit, Rize will notify you and put your savings on hold so you don’t have to worry about overdraft fees.

Click here to sign up for Rize for free and get $5 for using my link.

Quick Question: Are you trying to lose weight?

Random, I know but it’s worth mentioning because you could possibly scrap this challenge and work towards losing weight and still make $10,000.

I recently interviewed Anastasia who won $10,000 for losing 41 lbs.

Anastasia wanted to lose 41 lbs. in 18 months. She bet $167 per month (for 18 months) which actually came out to the amount she would spend dining out each month. She received the $3,006 she invested along with the $6,994 profit from HealthyWage.

HealthyWage is a company supported by the Government to incentivize people to lose weight by putting their own money at risk with the potential to earn up to $10,000. It works like this:

  • Start with the HealthyWage Prize Calculator. Enter how much weight you want to lose, the timeframe to lose it, and how much you want to bet each month for that period.
  • The calculator determines your prize amount, up to $10,000. You can play around with the calculator until you get your desired prize amount.
  • Sign up and agree to pay the monthly amount for the duration of the challenge.
  • Achieve your weight-loss goal, and win your prize!

I explain in full detail about HealthyWage here.

If this does not appeal to you, let’s get back to the 52-Week Money Challenge.

Do you think you can do this Money Saving Challenge? Let’s recap how you can achieve it:

  • Look through your expenses and find out what you can eliminate to start putting that money toward your savings
  • Fill out or use the 52-Week Money Challenge Chart as a Guide
  • Put your Savings in a High-Yield Savings account
  • Automate your savings
  • Make additional income
  • Stick to it!

If you use the steps listed above, I believe you can win this Money Savings Challenge. You are your own competition, will you win?

Start the Money Saving Challenge today!

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What could you do with $10,000? I'll show you exactly how you can save it in this 52-Week Money Challenge. Anyone can do this and I'll show you how...

How to Save $10,000 with the 52-Week Money Challenge



Max is the founder of Tried and True Mom Jobs, a blog about legitimate ways to work from home, save and invest. She only writes about things that work. Hence the name “Tried and True”. She does the research, so you don't have to.

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